Prepaid Credit Cards-so Many Uses, So Little Time
What Can I Use My Prepaid Credit Card For?
Okay, imagine for a second that you wander into the supermarket to buy some groceries. When it comes time to pay you simply whip out your prepaid credit card and walk out that door. So, you are driving around with your significant other. You decide to lean over and plant a wet one on them. Suddenly your life-partner has a less than grateful look on their face. Pull-over and buy some chewing gum with one of your many prepaid credit cards. Okay, so you are at a bowling alley with all of the kids and the mob is angry. They are hungry and waiting to play. You need to feed these mongrels and get them involved in some bowling, and quick. You simply swipe one of your coveted prepaid credit cards and go on your merry way. Basically, you can use your prepaid credit cards for anything you want. Prepaid credit cards are just as good as money. In fact, they are money. Your money! Thing is your money is on that card. The beauty is how simple it is. Aren't you ladies out there tired of lugging around these megalithic purses chock full of garbage? Why not get rid of some of the luggage? With prepaid credit cards you can leave the bills. With prepaid credit cards you can forget the change. Think of how much more blush and eyeliner you can carry without a wallet and a change purse. Sound appetizing? It is!
Not only that, but you can also buy prepaid gift credit cards to give to the person who has everything. There's gotta be something they want, right? You just don't know what it is.
There are even prepaid student credit cards you can send your kid off to college with. This gives you at least some peace of mind, knowing you didn't leave them completely penniless (even though their education will leave you penniless). At any rate...
Different Strokes
Now, if we've said it once we've said it a thousand times. There are important differences between the prepaid credit cards and the regular credit cards that you must always consider. Regular credit cards have interest rates, although some manage to be low interest credit cards. Also, if you don't mind losing out on frequent flier miles then consider it done. The main repercussion is the lack of credit development. When you use a prepaid credit card, you are using your own money. There is no credit involved so there is really no reason to reward you for using your money. Get any one of the many Visa credit cards or Chase credit cards today. For those of you looking to reestablish your credit, start off with bad credit credit cards. You may have to eat the inflated interest rate for a bit, but remember, play your "card" right and soon you'll be eligible for graduation to the next best thing.
Related Resources:
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